— Roth Conversion Reset —
Get your free copy of Roth Conversion Reset
Craig Wear's step-by-step playbook for IRA millionaires who want to stop the tax hemorrhage before RMDs, Medicare IRMAA, and the tax hit your spouse inherits when one of you dies.
Answer 5 quick questions so we can tailor the advice we share with you going forward. Your copy arrives within minutes.
New from Craig Wear
Craig's new book on the post-2025 tax landscape
Written for IRA millionaires navigating the post-2025 tax landscape — the SECURE Act, extended TCJA rates, and the short window before RMDs reshape everything. Answer a few quick questions and your free copy is on its way.
Get your free copy delivered to your inbox.
- 60 seconds
- Free PDF delivered instantly
- Covers the latest 2025 tax changes
Just 5 quick questions. Unsubscribe anytime.
A few quick questions
Answer 5 quick questions
So we can tailor the advice we share with you going forward to your situation.
Takes about 60 seconds. Unsubscribe anytime.
Craig Wear, CFP® — 30+ years advising on Roth conversion strategies for IRA millionaires.
No products sold. No assets managed. One focus: helping you keep more of what you've saved.
$9B+
in projected client tax savings through Q3 Advisors
“Craig Wear does a Yeoman's job of clearly comparing the different tax ramifications of Traditional vs. Roth IRA retirement plans. One would be wise to implement his strategies if long term retirement nest egg growth, Medicare premium reduction is one's goal. Craig will show you how to accomplish this.”
“Love the book and the information Craig shares about saving taxes by converting the traditional IRA to a Roth. All of the pros and cons are clearly explained. Certainly worth a read if you want to save paying thousands to the government.”
What's in the book
- How SECURE Act 2.0 changed the RMD game — why the age 73 deadline (rising to 75 by 2033) is both an opportunity and a trap
- The multi-year Roth conversion plan — a year-by-year framework with specific bracket targets, funding sources, and adjustment triggers
- Why the SECURE Act's 10-year inherited IRA rule can cost your heirs hundreds of thousands — and how converting now eliminates it entirely
- The Medicare IRMAA math most advisors get backwards — why short-term premium surcharges often unlock six- and seven-figure long-term tax avoidance
- How to pair Roth conversions with Donor-Advised Funds and Qualified Charitable Distributions to offset conversion taxes and maximize your legacy
Meet The Author
Craig Wear, CFP®
Founder & CEO, Q3 Advisors
Craig Wear, CFP®, is a nationally recognized expert in strategic Roth conversions and tax-efficient retirement planning.
With over 30 years of experience as a financial advisor, he's dedicated his career to helping IRA millionaires uncover hidden tax pitfalls and implement proven strategies to minimize their lifetime tax burden.
Through Q3 Advisors, Craig and his team of CFP® professionals have helped clients project over $2 billion in tax savings.
Frequently Asked Questions
Free PDF. 5 questions. In your inbox within minutes.
Get My Free Copy